How long does it take for a transfer to complete?

GBP transfers to UK banks typically take up to 2 hours.

EUR transfers to a bank in the UK or SEPA region take between 3 hours and 3 working days.

And SWIFT transfers outside the UK or SEPA region can take up to 5 working days.

We’ll give you an estimated completion date when you make your transfer. That said, how long it actually takes depends on:

Whether we need to do extra checks before we process the transfer. Sometimes, we may need ID, transaction supporting documents (an invoice, a contract, etc.) or proof of where you got the money

How quickly your recipient’s bank processes the transfer

When you make the transfer. We can only move your money during working hours. Transfers may also take longer if it’s a holiday in your or the recipient’s country.

If the money doesn’t reach your recipient by the estimated date, talk to us. We’ll look into it for you.

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