Yes, FX conversion may apply, depending on the currencies involved:
If you have enough balance in the transaction currency, there’s no FX fee – it’s a 1 to 1 rate.
If we need to convert from another currency:
- For standard currencies (EUR, GBP, USD, DKK): we still try to match 1 to 1.
- For other currencies (e.g., TRY, UZS): we use the Mastercard rate + 0.5% FX fee.
- If no Mastercard rate is available, we use the Bank of England rate + 0.5% FX fee.